It’s that time of year again: the sun is shining (intermittently), the temperature is rising (and promptly falling again) and there is the shriek of happy (or cranky) children everywhere you go. Yes, it can only mean one thing: it’s the summer holidays. While your thoughts might immediately go to how you can keep the little ones occupied over the long break, something that might not be immediately obvious is the potential impact this could have your chances of making a home insurance claim.
Research has shown that claims on home insurance, which is made up of building insurance and contents insurance, tend to go up over the summer period. In fact, compared with the rest of the year, it is thought that home insurance claims are 10% more likely over the summer.
Claims peak over the August bank holiday weekend and, as you might have already guessed, most of the damage detailed in the claims is caused by either children or animals. A c Read more…
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When considering life insurance policies, especially at a young age, thirty years may seem excessive. After all, by the age of 55, should you not expect to be retiring with a paid-for home and money in the bank? Why should you extend your life insurance term to 65, assuming you are 35 at the age of purchase?
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