Archive for January 7th, 2010

Travellers advised to check their cover following the collapse of Globespan

0
by admin January 07, 2010 in Insurance News

With the collapse of Globespan on December 16, HolidayExtras.com has stressed the importance of checking that travel insurance policies feature adequate cover for financial failures.

It has been estimated that around three-quarters of Globespan’s customers booked their ticket directly via the airline’s website. These bookings fell outside the government’s ATOL scheme which protects travel arrangements sold as packages, as opposed to individual component bookings. Those trips not protected by ATOL are covered instead by travel insurance providers who provide financial failure cover on their retail travel insurance policies .

Andrea Clayton, head of insurance at HolidayExtras.com, said: “Many travellers will be unaware that they are not covered in instances of airline collapse. The failure of Globespan accentuates the need for travellers to be adequately covered. All insurance policies bought directly from HolidayExtras.com include End Supplier Failure Cover free of charge. Read more…

“Pay as you Drive” Technology Enables New Car Insurance Discounts

0
by admin January 07, 2010 in Insurance News

Auto insurance companies like Progressive, Travelers, Allstate, The Hartford and GMAC are introducing new ways for drivers to save on auto insurance with onboard driver monitoring technology. While some groups express concerns over consumer privacy, good drivers are taking advantage of a way to save more money on their car insurance rates. These behaviorally focused, Pay As You Drive (PAYD) programs are gaining steam in many states. Good drivers see it as a way to finally institute fairness for insurance rates.

Rates Based on Driver Behavior

Progressive Insurance has been one of the leaders in this new technology with its MyRate program, recently extended to include drivers in Rhode Island. This adds to the already 15 states participating in the program. The company asks drivers to install an electronic device in their vehicles that monitors their driving habits.

Read more…