Archive for January 15th, 2010

Ask the expert: Our cat heart murmur, a pre-existing condition on our policy?

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by admin January 15, 2010 in Insurance News

Earlier this month I received an email from Melissa, concerned that her cat’s heart murmur might be considered as a pre-existing condition by her insurer. Is it or is it not? Let’s find out…

Hi

We have pet insurance and rescued 2 x 3 year old moggies from a rescue centre at the end of November, when the policy was taken out.

We took them to our local vets on Saturday 9th of January to have their jabs and basic health checks.

We were told that one has a heart murmur. We had no idea anything was wrong and are now worried that our insurance company will treat this as a pre-existing condition if we claim?

Thanks

Melissa

 

Hi Melissa and thanks for contacting me via pet-insurance-discount.co.uk.

I think it should be covered by your pet insurance company. You took the policy end of November and the very first time you found out about the heart murmur is on the 9th of January – which is way past the waiting period. I believ

Read more…

Motorists admit to using mobile phones while driving

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by admin January 15, 2010 in Insurance News

As many as 12 per cent of motorists have used their mobile phones while driving during the last month, according to Sainsburys Finance .

This is despite the fact that speaking on a mobile telephone without using a hands-free kit is illegal and people who are caught doing so facing a fine and points on their licence. Also, 11 per cent of those questioned admitted that they had sent text messages while behind the wheel.

Recently, the Transport Research Laboratory reported that in spite of the tough penalties, more people are engaging in dangerous activities while driving than did before the rules were introduced. Ben Tyte, Sainsbury’s car insurance manager said: “We would urge motorists to give their driving their full attention and not be tempted to engage in anything that could distract them.”

Sainsbury’s Finance had predicted a rise in the number of claims it would receive following the festive season, with an estimated 37 per cent more claims during the first week in January than at any other time in the year. Read more…