Archive for February 7th, 2010

Homes face under insurance risk by under valuing jewellery

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by admin February 07, 2010 in Insurance News

British consumers risk leaving their jewellery and other treasures underinsured to the value of around 4.9 billion because the cost of gold has risen by a quarter in the past twelve months, says a leading specialist insurance provider.

The RIAS Golden Age’ study found that there are more than 112 million items of gold in homes across Britain, with an average total value of 1,189 per household, giving the total value of gold jewellery and other items owned by UK consumers to be 19.7 billion.

However, almost two thirds (61 per cent) of these gold owners have never had any of their jewellery valued. This means that millions of consumers could be left under-insured, amounting to 297 per household.

Matt Graydon from The World Gold Council observed: “Due to its enduring value gold remains a sound investment for future family heirlooms. Read more…

Is More Than lifetime pet insurance cover?

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by admin February 07, 2010 in Insurance News

Are you looking for true lifetime cover for your pet and thinking about More Than pet insurance?

If so, be aware that More Than does not provide true lifelong cover but do offer great value for money with up to £7,000 in vet fees per condition with no time limit to claim that amount as well as a 20% online discount.

 

Per condition cover, not the same as lifetime

More Than pet insurance will give you £7,000 to spend in vet fees for each unrelated illness or accident. There is no time limit for claiming that amount, so you could claim on a condition for a few years depending on the costs. For instance, if your pet requires £1,000 worth of vet treatment each year to treat diabetes, then you would be covered for up to 7 years (7 x £1,000 = limit of £7,000).

Once you have used your £7,000 allowance, the condition you’ve been claiming for gets excluded from the policy and you can not claim any further. However,

Read more…