Best Insurance Advices

Travel insurance can help travelers in many different situations, even one of the worst case scenarios of a plane collision.  That was the case yesterday as tragedy was avoided when a Delta jet clipped a regional airline plane.  CBS News provided more detail on the incident.

The wing of a Delta jet clipped the tail of an aircraft that provides regional air service for the carrier while both planes were on the taxiway and preparing to fly out of Boston on Thursday evening, forcing officials to remove them from service for inspections.

Local TV footage show the crash sheared off the tip of the Delta Boeing 767 and crumpled part of the smaller plane’s tail.

Boston Logan International Airport spokesman Phil Orlandella said one person is complaining of neck pain after the crash.

There were no other injuries.

In this type of situation, several travel insurance coverage benefits could apply.

Travel delay coverage is the most likely benefit to be used.  Expenses for food, lodging and taxis can be reimbursed if an airline caused delay lasts for a several hours, normally about 5-12 hours.

Trip cancellation and trip interruption can reimburse the unused and lost expenses of the trip if mechanical failure causes a significant delay.  Compare different policies closely, because not all plans offer this covered reason and some can require up to a 48 hour delay.

Some plans also include life insurance for the flight, however, benefits are only paid if the traveler is severely maimed or killed.  In this instance, there were no injuries so severe to trigger the coverage.