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Some travel insurance poises cover if the trip is cancelled because you have to work during the vacation. This would mean you had approved time off and it is revoked so now you have to work. Some written statement from an officer in the company is normally required in order for a claim to be paid.
MH Ross recently wrote about cancel for work reasons coverage in their agent newsletter:
Unforeseen work reasons*….. Req
The news of Osama bin Laden’s death has many vacationers comparing travel insurance to protect the excursions they planned. Some people feel the military action taken by the U.S. will inevitably lead to some form of retaliation, increasing some people’s fear of travel. Even after the announcement of his death, the terror thread level has not changed. The following excerpt from an MSNBC article provides more detail.
“The death of Osama bin Laden is an important success not only for the United States, but the entire world,” said Homeland Security Secretary Janet Napolitano in statement. “Our efforts to combat terrorism, however, do not fixate on one individual, and we remain completely focused on protecting our nation against violent extremism of all kinds.”
Napolitano says elevated terror alerts will only be issued when the government has “specific or credible information to convey to the American public.”
Some law enforcement agencies around the U.S. added security meas
Travel insurance can protect a vacation investment if it has to be cancelled or interrupted for a reason that is written in the policy. Most of the time this is because of a sickness, injury or death of a traveler or family member, but many other unforeseeable circumstances can apply as well. A recent expanded US travel warning for Mexico has many travelers asking if this is a covered reason to cancel. An article from USA Today addressed the travel warning in more detail.
An expanded U.S.State Department travel warning to Mexico, issued before this week’s news that 183 bodies have been discovered in a northeastern border state, is generating mixed responses in tourist spots highlighted in the new alert.
The April 22 warning notes that millions of U.S. citi
Travelers heading to the South Pacific region should be aware of the risk of cyclones during the period of December through April, according to the U.S. Department of State. The threat of cyclones originating in the area could cause problems for your trip.
While most vacations in the South Pacific pass without any negative incident, you should monitor weather reports and take the appropriate action should a tropical cyclone hit the region. Make sure your trip is protected with trip cancellation insurance. Affected areas include Australia, Fiji, the Marshall Islands, Micronesia, New Zealand, Papua New Guinea, Samoa, the Solomon Islands, Tuvalu, and Vanuatu, as well as French Polynesia.
Make sure you have up-to-date travel insurance to cover a tropical cyclone if it hits your vacation while you are abroad. In the past, U.S. residents were unable to return home on their scheduled flights due to infrastructure damage and limited flight availability.
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