Don’t like going it alone? Tips for Working with a Travel Agency

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by Danielle Bailey March 02, 2012 in Insurance News

In 2011, the Better Business Bureau (BBB) received over 7,000 complaints nation-wide regarding travel agencies. Many travelers still prefer to work with a travel agent rather than making their travel arrangements on their own using Internet resources, but choosing the wrong agent or agency can lead to disappointment.

  1. Do your own research. A personal referral always carries more weight. Ask your family members, friends, and business partners who they use and go to bbb.org to see how they rate.
  2. Use an agency you already know. If the company you work for uses an agency for their business travel and you like how they take care of you on business trips, ask if they are willing to help you with personal trips and vacations as well.

Interviewing a travel agency or travel agent

  1. Ask whether they provide trip details in writing and ask to see an example.

Read more…

Tags: Travel, Travel Agency

Car insurance is going up by 11% for young women after rule of European

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by Danielle Bailey February 28, 2012 in Insurance News

Based on new research, young women would face a rise in the cost of their by 11% from next year because rule of European which has banned firms from pricing according to gender. German insurance association predicted that young women motorists, currently considered to be at a relatively low risk of accident because their insurance costs would rise by more than any other group. A study of the German insurance association, the GDV, has estimated that it was the effects of standardizing premiums for both men and women. Previous figures also had suggested that the annual cost of car insurance for a young woman could rise of £400.

The researchers have found that, on average, women could see life term insurance premiums increase by around 30% or more, men could know a reduction in pension income from annuities of around 5% or more; while young women could see motor insurance premiums increase by 11% or more.

The study stated that the changes would stop people saving for old age.

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Tags: European, Young Women

William Russell Health Insurance Now Available in Abu Dhabi

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by Danielle Bailey February 23, 2012 in Insurance News

Prominent international expatriate medical insurance company, William Russell, announced this past week that they are finally bringing their award-winning global health, life and income protection plans to businesses in Abu Dhabi through a new partnership with a local firm.

William Russell’s global health insurance plans are designed to provide expatriate staff with access to the high-quality private healthcare services they need whilst living and working overseas. Global medical insurance plans often appeal to large multinational corporations who need to provide quality benefits, usually with minimal restrictions and worldwide cover, for their discerning senior executive employees. While these high-value international health insurance products have been available in the United Arab Emirates (UAE) for some time, strict health insurance regulations barring non-locally domiciled providers had prevented the sale of William Russell policies in the Emirate of Abu Dhabi.

However, this all changed in the past week. W

Read more…

Tags: insurance, William Russell

Life Insurance Guide

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by admin February 16, 2012 in Insurance News

Life insurance is probably the one product in life you buy that you hope you never have to use. But you still need to have it to protect your assets and your family in the event of your untimely death. Buying life insurance can be complicated, but the following guide gives you a few tips to help make the process a little easier.

Depending on your situation you may want either a term life policy or a whole life policy.

Term life insurance offers a set amount of coverage for a certain “term,” such as 10, 20 or 30 years. Term life insurance usually has a set premium that never changes as long as the policy is in force. The biggest advantage to term life insurance is that you get a lot of coverage for a small premium. However, when the term runs out, the policy ends, and you have no coverage unless you renew. Of course, at that point you will be much older and your risk of dying will be higher, so your premium will increase.

A whole-life insurance policy, on the other hand, provides you an amount of coverage that never ends, as long as you continue to pay the premium. Read more…

Tags: Life Insurance

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