You want to extend any benefit that you get in life to your children, and a travel insurance plan during a trip is no exception. With many plans such as the Travel Plus cover from Travelex, when you purchase a travel insurance plan for an adult, one child under 16 years is automatically covered, at no additional cost.
When Mary went to South Africa on a business trip in January, she was joined by her husband and their two children after her work, making it a brief family holiday. The best part was that the children had free travel health insurance, since she had cover from the Travel Plus plan. The children were thrilled with the warm weather and had a great time at the safari and camping trips, which were all crammed into one week.
Unfortunately, the change in the weather and the stress of doing everything within a week took its toll and all the children had to be hospitalized for a day for illnesses ranging from dehydration to sun burn.
The trip was also extended due to this and Mary had to cancel the flight back and book another a few days later. The Travel Plus insurance plan that she had taken to cover her and her husband, covered all these expenses and she did not have to compromise at all in the budget for the holiday.
Travel tip: Remember to check coverage for children no matter what plan you end up buying. Also check that children receive the same coverage as the adults on the plan.
05 Jul
Posted by Danielle Bailey as Insurance News
Fortis Insurance and American Express have announced a five-year strategic partnership to provide motor and household insurance products to American Express customer in the UK.
For Fortis, the agreement follows on from a number of significant new affinity deals during 2009 and will further complement its multi-channel distribution strategy.
The insurer’s UK managing director, Andy Watson, says: “The strength of the American Express brand reinforces our capability in the motor and household insurance markets.”
American Express Insurance Services Europe, chief executive, Chris Rolland, adds: “Fortis showed us they understood the profile and needs of our card members and have tailored the right product and service proposition.”
Firework safety – Every year, there are thousands of injuries and an estimated 30,000 fires caused by fireworks. According to the National Fire Protection Association, in 2008 there were 7,000 injuries and 7 deaths, with 70% of the injuries occurring between June 20 and July 20. Even devices that many might consider safe can pose risks. For example, the tip of a sparkler burns at a temperature of about 2,000°F – hot enough to cause third degree burns. The US Fire Administration offers advice on firework safety. And remember – many states ban all or some fireworks: Use this clickable map to check state firework laws.
Traveling safety – if you will be spending the holiday away from home, you may want to be careful with what you share on social networks like Twitter and Facebook. Unless your networks are private and you are careful about not linking to personal information, announcing your plans to be away might inadvertently tip off a would-be burglar that your home will be vacant. See our prior post: Please rob me: when social networking turns risky. Of course, not all crooks use technology to target empty homes, some just use old-school powers of observation. Before you go away, it’s good to take precautions to protect your home when traveling. And here are some tips for preventing identity theft while you travel.
Driving Safety – The Fourth of July weekend is one of the deadliest times of the year to drive. The National Highway Traffic Safety Administration (NHTSA) has been tracking car crash statistics for 25 years, and the Fourth of July often tops the lost for fatal car accidents. An
The success and progress of a company, whether it is a large scale or small scale business or a home business depends on hard work. No matter how much you earn, a disaster such as fire or theft can obliterate your profits. It can even ruin your business. To save your time and money you invested in your business, you need to protect it with suitable insurance.
There are a number of different types of small business insurance that you may or may not need for your business pr business. There may have different policies for different companies. Insurance companies have a blanket that can meet the needs of any business owner.
To obtain insurance police for your business, you need to have a responsible, dependable and reliable agent or broker. You need to make a little research in the Internet and among your friends and acquaintances in the same kind of business about the agent they use.
Before selecting a broker or agent, don’t forget that you need to choose an agent with higher deductible.
Deductibles represent the amount of money you pay before your insurance policy. The higher the deductible, the less you’ll pay for the policy.
You should buy a package policy. This may be cheaper to buy it instead of buying policies or coverage. Before sign up, you need to know everything about different ways to prevent loss and get normal small business insurance considerations.
You can save your business against disasters and there are several ways to protect your business against them. Don’t forget to provide training to your employees in fire safety, especially those who are responsible for storage areas and operations. Read more…