The snow and ice experienced across Britain in the last week has led to an increase in car insurance claims, the AA has found. Last Friday, the day of a significant snow fall in the UK, AA car insurance handled 100 claims for accidents related to the snowy and icy conditions by lunch time. The most common type of claim is for one car going into the back of another, followed by hitting other moving vehicles on bends, junctions and roundabouts, Even Brits who take the safe option and leave the car at home are not immune to the perils of other drivers, as some of the claims are from car owners who have had the stationary cars hit by others which are out of control, bouncing off parked cars on the roadside. One AA car insurance customer had his car hit while it was in his drive, hard enough to push it through his garage door. Drivers who do not remove the snow and ice from their cars before setting off are also putting other drivers at risk, the AA warns, because otherwise it can fly off in transit and hit other cars or pedestrians.
Buying Individual Health Insurance
2As new health care legislation hangs in the balance, thousands of Americans continue to go without health insurance. Worse yet, as companies continue to reduce jobs, people lose health care insurance benefits as well as the income necessary to purchase an individual policy.
What to do? If you’ve lost your insurance or your COBRA coverage is due to expire soon, it’s time to do your own shopping for individual health care coverage to compare prices and coverage options.
One key point to remember: If you currently have coverage, even COBRA, do not let it lapse till you find another policy. Coverage gaps result in higher premiums for new policies.
There is a lot to consider with health insurance, not the least of which is the general health and ages of members of your family. For example, children under five tend to get sick more often and require office visits. And allergies or asthma, once diagnosed, can remain a stickler for higher premiums even if your child has a mild case or grows out of it.
Critical illness insurance overlooked for contents insurance
0Britons value their home contents more than themselves, because more have contents insurance than critical illness insurance, according to Scottish Provident. Research carried out on behalf of Scottish Provident has revealed that while 71 per cent of UK adults have home contents insurance to protect their belongings, only 15 per cent have critical illness insurance to protect themselves against serious illness. Whilst it is advisable to protect belongings and contents as Christmas approaches and homes fill up with expensive presents, Scottish Provident warns against neglecting critical illness insurance, which provides a lump sum payout in the event that a serious illness is diagnosed. Apart from the fact that nearly half of respondents have life insurance, Britons are not protecting themselves enough, the study found; nine per cent have income protection insurance, and even fewer, just five per cent, have unemployment benefit, leaving them vulnerable to current volatility in the jobs market.
Travel insurance covers those affected by cancelled BA flights
0Travellers who have already purchased travel insurance will be covered if they have a flight booked with British Airways which gets cancelled due to the strikes, confused.com has said. Whether heading to see family for Christmas, or taking a winter break abroad, as many as one million BA customers stand to be affected by cancelled flights this Christmas, after it was announced that cabin crew are likely to be striking between 22 December and 2 January. If the British Airways employees’ demands are not met
– and recent talks between BA and the union Unite have failed – then thousands of flights will be grounded over the 12 day period. B




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