27 Jul
Posted by Danielle Bailey as Insurance News
What season is most dangerous to drive, winter or summer? If you said winter, you join about 83% of surveyed Americans. But the reality is that the three months of summer have the highest auto accident rates, accounting for about one in three fatalities. And as we’ve discussed before, Saturdays in August are some of the most dangerous days to drive.
When it comes to summer driving safety, there are definitely some spots that are hotter than others. The Daily Beast crunched the numbers on data 5 years of data from the National Highway Safety Administration to come up with a list of 100 U.S. interstates most likely to generate a fatal crash.
For another take on unsafe roads, you might turn to SafeRoadMaps, which offers a variety of interactive maps to tracks fatality data . See their report on states with the most rural summer hotspots (PDF).
Jon Burner of Forbes recently wrote an interesting article about America’s fastest roads – highways where speeds often exceed 90 mph. While many of these roads tend to be long, straight highways in desolate areas, but the article cites some notorious urban areas too:
“The fastest road near an urban area is California Route 73, a six-lane freeway in Orange County that connects Santa Ana and San Juan Capistrano through the San Joaquin Hills. While the speed limit on that stretch is 65 miles per hour, the fastest 5% of drivers average speeds around 82 miles per hour over 17 miles of roadway.
Inrix’s statistics also show that New Yorkers really do drive fast. The Westchester County suburbs of New York City are home to the fastest road in the eastern U.S.
Many people always revolve around the dilemma of whether should go for wedding insurance or not. Answer is very simple, everyone should avail the insurance policy at the time of their wedding. There are 3 things which are true for every marriage: You want your wedding to be a perfect ceremony, they very often are not, and your insurance of wedding reception should be an protected investment. You can watch any reality television show about wedding and then you get understand that you should always expect the unexpected when you are planning for your wedding. Even if you have planned the best covers according to the schedules, seating and food charts and unwanted guest, there is many things which are not in your control.Wedding insurance covers various aspects of the wedding day, some of them are as follows:
For wedding, dress is very important concerned and along with it wedding insurance is also very important for your wedding planning. The amount which you spent on your car is lesser than the cost of your wedding planning.
Every man thinks about there car insurance, then why most of the people forget about their wedding insurance? Now a days your investment in wedding is more than the investment which you made on purchasing a family car.
A wedding insurance policy is cheap for covering various aspects of your wedding day. It is better to investigate various other sources which is available for you, instead than quick deciding on the things for which you required insurance.
When you booked or purchased any item for your marriage and from your credit card you pay for all these shopping, then often credit card provider gives you a level of insurance cover. Read more…
25 Jul
Posted by Tiffany Parker as Insurance News
First off, Kaiser’s doctors are good in SW Washington. I have absolutely no problem with them as every doctor that has treated myself, my wife, or my son have done a superb job and have shown great care.
However, the problem with Kaiser is their administration. Complete morons. I have no clue how they get anything done there. It’s not just one thing, but a series of stupid things they do that is absolutely maddening.
For example, every time you go to the doctor, check in for an appointment, call on the phone, pick up a prescription, do ANYTHING at all with them, they require that you verify your name, date of birth, home address, work phone, home phone, whether you have secondary insurance… This may not sound bad, but seriously try imagining this garbage EVERY single time you do anything with them. Say you’re on hold forever, which is common, get someone on the phone, the first thing they do before ANYTHING is get all that info, then they figure out they can’t help you and before you know it, you’ve been transfered 5 times and have verified your information each time.
Billing. Oh my gosh. So say your family is covered on YOUR policy. Say your wife goes in and gets some bloodwork done and then gets a bill in the mail. YOU can’t call them and talk to them about the bill, your wife has to do it. I pay the bills, I make the money, I provide the coverage, but I can’t talk to them about the bill they sent to my wife. Hello?!?!?!?!
I’ve been so irritated with them so many times I can’t even remember all of them, but it’s just a huge cluster of stupid, little things that drives me nuts.
Insurers are currently exposing over 2,300 fraudulent claims every week, according to new data from the Association of British Insurers (ABI).
The figure has risen from a weekly total of 2,000 dishonest claims in 2009, worth over £16 million.
Last year, 122,000 fraudulent insurance claims were uncovered, up 14% on a year earlier.
By value, 4% of all claims were fraudulent in 2009, with motor insurance claims highest in value (£410 million), although the most common frauds involved home insurance (62,000 bogus or exaggerated claims detected).
With liability claims, many of the 8,500 cases exposed involved bogus personal injuries, such as those of a young woman who claimed to have tripped over a loose pavement but had actually injured herself by jumping down a flight of stairs when fleeing from security guards.
ABI director general, Nick Starling, says: “Our honest customers rightly object to having to pay higher premiums to subsidise the fraudulent minority, which is why insurers continue to up their game in the war on the cheats.”
He adds: “Whether claiming against a third party for bogus personal injury or on their own insurance, fraudsters are more likely than ever to get caught, leading to more expensive and harder to obtain insurance and credit, and the possibility of a criminal record.”