22 Jul
Posted by Tiffany Parker as Insurance News
A number of homeowners believe extreme decoys and strange hiding places are the way to win against thieves, however specialist home insurance provider Hiscox warns that the traditional basics of home security should not be forgotten as the summer peak season for burglaries approaches.
Hiscox has seen some householders turn their homes into hidden treasure hunts to try and outsmart burglars such as burying valuables in the garden, sewing jewellery into curtains and using decoy doors . Recent examples of unusual security techniques identified by the insurer include leaving fake’ jewellery lying around the home to trick thieves, hanging out washing so the house appears occupied and making the front door look scruffy to try and disguise the value of the content inside.
Andrew Cheney, senior risk and valuation advisor at Hiscox UK, who in his role visits hundreds of homes every year, said: “Homeowners can be quite creative in their attempts at securing their valuables. However, many of their inventive hiding places are quite obvious to most thieves. It’s far better to prevent thieves from being able to access your home in the first instance.”
Protect your bubble, which is an Assurant Direct brand, has launched a new iPhone policy and is claiming that the product costs less than half the price of iPhone insurance currently offered by some networks.
At £5.99 a month, the policy includes worldwide cover for accidental damage (including water damage) and theft, plus mechanical breakdown once the Apple warranty expires.
The cost is the same for all iPhone models and policyholders also benefit from cover for £100 worth of unauthorised calls if their phone is stolen, a 48 hour replacement guarantee once a claim is agreed and a free data backup service that allows for safe storage of contacts.
Loss protection can be added for an additional £1 per month.
Petplan, the pet insurance provider and equine insurer, is to attend a number of events this summer to motivate pet owners to keep their pets healthy.
Promoting the theme Healthy Pets, Happy You, the Petplan team will have a stand at the CLA Game Fair at Ragley Hall in Warwickshire from July 23-25, and the Blenheim Palace International Horse Trials from 9 to 12 September.
At the stand, dog owners can get a free health check for their dog from a qualified veterinary nurse and Petplan has joined forces with pet food nutrition experts, Hills, to provide dogs owners with healthy dog snacks .
Also, Petplan has produced a Healthy Pets Guide to give out at the events, which includes essential health care tips to help keep pets and horses healthy. In addition to the guide, Petplan will be offering pet owners the opportunity to trial four weeks free cover and there will be a special offer at the stand for anyone that signs up to an equine policy .
14 Jul
Posted by admin as Insurance News
Income protection is often overlooked by people as the need for protection is often considered weak. And it can be a serious mistake, people don’t forget about critical illness insurance or life insurance so income coverage is very important too. Income protection insurance is designed to ensure that a funding source is updated in case of accident or illness.
People who can’t not earn a salary have a significant benefit. Injured clients will be also benefited with a rehabilitation program that is designed to help the person return as soon as possible to their pre-injury or illness levels of well-being and fitness.
This option of rehabilitation will benefit those who need extra support to get their lives back on track. This is because people who have been absent from work for long periods while recovering from illness or accidents can be difficult to get into a daily routine.
You can learn more about insurance coverage via the Internet. There are many secured Web sites of comparisons that explain the different types of this type of insurance available on the market. You can get the cheapest income protection from top quote online. Most of these sites offer quote online so that you can check the affordable premiums and regulate the requirements to keep monthly costs down. Many of these sites do not take the full commission that the supplier should pay for the implementation of the policy which results you getting cheaper premiums than you would get if you went direct to the insurance company.
Otherwise, you can speak to an independent financial consultant who will gain a full detailed information to assess your needs and budget before making a recommendation based on your needs for protection. Read more…