Planes Collide At Boston Airport

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by Tiffany Parker July 16, 2011 in Insurance News

Travel insurance can help travelers in many different situations, even one of the worst case scenarios of a plane collision.  That was the case yesterday as tragedy was avoided when a Delta jet clipped a regional airline plane.  CBS News provided more detail on the incident.

The wing of a Delta jet clipped the tail of an aircraft that provides regional air service for the carrier while both planes were on the taxiway and preparing to fly out of Boston on Thursday evening, forcing officials to remove them from service for inspections.

Local TV footage show the crash sheared off the tip of the Delta Boeing 767 and crumpled part of the smaller plane’s tail.

Boston Logan International Airport spokesman Phil Orlandella said one person is complaining of neck pain after the crash.

There were no other injuries.

In this type of situation, several travel insurance coverage benefits could apply.

Travel delay coverage is the most likely benefit to be used.  Expenses for food, lodging and taxis can be reimbursed if an airline caused delay lasts for a several hours, normally about 5-12 hours.

Trip cancellation and trip interruption can reimburse the unused and lost expenses of the trip if mechanical failure causes a significant delay.  Compare different policies closely, because not all plans offer this covered reason and some can require up to a 48 hour delay.

Some plans also include life insurance for the flight, however, benefits are only paid if the traveler is severely maimed or killed.  In this instance, there were no injuries so severe to trigger the coverage.

How life insurance has appeared and became a necessity

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by admin July 13, 2011 in Insurance News

Life InsuranceThe life insurance started as a freely organized way to help widows and their children to survive after the loss of the main breadwinner in a house. Hundreds of years, women were unable to inherit land and many peasant families had not be inherited. As working men died, they left no one to care for and support their families in churches and other groups organized money for the payment of support. Some of these groups have not provided full financial support for widows, but simply for the interment of the deceased recently. Finally, clubs, even extended to other benefits such as disability and dismemberment payments.

Now, life insurance has become as sleek and modern as the latest gadget from Apple. Read more…

Travellers advised to declare mental health issues before going on holiday

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by Tiffany Parker June 25, 2011 in Insurance News

In support of Mental Health Action Week (23-29 March), specialist travel insurance provider, goodtogoinsurance.com, is urging people to declare all mental health issues to their insurer and buy appropriate insurance cover before travelling.

A great number of people believe that declaring a mental illness may add considerable costs to their holiday and some risk travelling without declaring their condition, which could lead to them facing unexpected costs should they fall ill while abroad, or if they have to cancel their holiday.

Iain Sykes, Managing Director of goodtogoinsurance.com, said: “With one in five people suffering from depression at some point in their lives, it’s important that travellers don’t assume mental health conditions are automatically covered and that they shop-around for travel cover that caters for their needs. Read more…

Travelex Supplier Restrictions as of May 18, 2011

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by Tiffany Parker June 24, 2011 in Insurance News

Travel insurance companies can choose to exclude travel suppliers and destinations from coverage.  The following are travel supplier restrictions from Travelex as of May 18, 2011.

Please refer to this page for information about suppliers for which Travelex Insurance Services has restricted or eliminated coverage on the following protection plans: Travel Plus, TraveLite, Annual Multi-Trip, Flight Plus, and group programs underwritten by Old Republic Insurance Company.

Suppliers Not Covered by New Enrollments

Travelex Insurance Services and their underwriters have made a business decision to no longer accept enrollments and confirm coverage for travel with the following suppliers:

Supplier     Effective Date
Adventure Link Tours – Canada   July 10, 2009
Aero Canadian Tours & Travel Inc   January 10, 2008
Aero Continente   June 09, 2004
Aerocalifornia   April 04, 2006
Air Comet   December 22, 2009
Air Midwest   January 15, 2008
Air Tanzania   December 13, 2005
Albania   August 06, 2010
Aloha Airlines   March 20, 2008
Ambiance Vacations   June 27, 2002
Belarus   August 06, 2010
Bellview Airlines   December 13, 2005
Bosnia and Herzegovina   August 06, 2010
Burma   August 06, 2010
Buynetfares.com   April 03, 2007
By Land and By Sea   May 28, 2007
Carib Aviation   September 22, 2008
Caribbean Star Airlines   January 09, 2007
Caribbean Sun Airlines   January 09, 2007
Chanchangi Airlines   December 13, 2005
Christian Pilgrim Tours   October 13, 2006
Congo   August 06, 2010
Congo, The Democratic Republic of The   August 06, 2010
Conquest Vacations Inc   April 15, 2009
Cote d’Ivoire   August 06, 2010
Dialysis at Sea Cruises   December 01, 2005
EAS Airline   January 18, 2006
Elegant Cruises & Tours Inc – Port Washington, NY   July 16, 2009
Endless Adventures – Utah   April 22, 2009
EOS Airlines   April 26, 2008
Etm Travel Group   October 17, 2005
Exotique Expeditions (Ontario, Canada)   August 04, 2006
Fantasy Holidays (Jericho, NY)   November 07, 2005
Festival of Asia, California   November 22, 2005
First Class Travel, NY   July 15, 2004
First European Cruises   January 27, 2004
Fitzgerald Cruises & Tours   October 09, 2003
Flight Options Limited   August 17, 2010
Ghana Airways   July 29, 2004
Grand Luxe Rail Journeys    August 27, 2008
Great American River Journeys   December 22, 2005
Happy Vacations   April 20, 2009
Hobbit Travel   December 22, 2009
I.T. Travel Inc, Terre Haute IN   October 01, 2009
Iran, Islamic Republic of   August 06, 2010

Read more…