The British Insurance Brokers Association (BIBA) is warning travellers who are affected by travel related strikes or financial failure over the Christmas period that not all travel insurance policies are the same. The group is advising travellers to contact their insurance provider to clarify their specific policy coverage, if they have booked independently of a travel agent or tour operator .
BIBA has said that all policies underwritten by Tokio Marine and those purchased from a BIBA broker are protected by the association. The protection will cover travellers as long as the trip and insurance were purchased before a strike ballot is announced or, in the event of financial collapse, before the financial failure was in the public domain.
Steve Foulsham, BIBA technical services manager, said, “In many circumstances your travel agent or tour operator will simply make alternative arrangements but if you have booked independently you should speak to your insurance broker who can advise you during these difficult times.”
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