Around one in four UK households have made a claim as a result of school holiday misadventures, according to research conducted by Swinton .
The survey polled 1,200 customers and found 23 per cent had made a claim in the past five years to repair either a broken window, piece of furniture or electrical item that had been damaged by children during school holidays . The main reason given for breakages was playing ball games, both indoors and outdoors, followed by over exuberant activity using a Nintendo Wii and riding bikes and skateboards indoors.
The home insurer predicts an increase in claims again this summer and advises homeowners to check their home insurance policies to see what is and isn’t covered, as not all will cover broken windows.
Steve Chelton, Insurance Development Manager said: “Damage to carpets, electrical equipment and sofas generally top the list of claims during school holidays and are covered on most standard policies, but it’s still worth checking exactly what’s covered on your policy.”
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