ABC Insurance

Homeowners, Auto and Much more from ABC Insurance

There are any number of tragedies that can befall your house, making you glad you have good homeowners insurance, or making you wish you did. Realistically, most of us will never need to put in a claim to our insurance company and, if we do, in most cases it’s to repair minor storm damage or for something stolen from our property.

Of course, there are some tragedies we think about. We’re all aware that a fire could take everything we own, leaving us with nothing literally overnight. A tornado can accomplish the same thing, albeit with a bit more flourish. Here are some things that could happen, though, which you probably haven’t thought about which will make you glad you stroked that check to your homeowners insurance company:

  1. Workers get injured. Say the home repair guys are up on your roof laying on a brand new layer of shingles. They’re supposed to be harnessed, but we all know roofers don’t bother with that most of the time. If one of them falls, it could be very bad for an uninsured homeowner (yes, believe it or not, even if he is stupid, YOU may be liable). But imagine if the one who’s falling hits the next guy. In a matter of seconds, you could have a whole roofing crew lying on the ground calling personal injury lawyers on their cell phones.
  1. Sinkhole. We don’t know what the odds are, but it’s possible. Groundwater erodes layers of soil underground, occasionally collapsing the roof of an underground cavern you didn’t even know was there. In Guatemala City, this happened right at a busy intersection, and the hole it created sank over 300 feet. Imagine if that had been under your house. We hope it doesn’

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Protect your bubble, which is an Assurant Direct brand, has launched a new iPhone policy and is claiming that the product costs less than half the price of iPhone insurance currently offered by some networks.

At £5.99 a month, the policy includes worldwide cover for accidental damage (including water damage) and theft, plus mechanical breakdown once the Apple warranty expires.

The cost is the same for all iPhone models and policyholders also benefit from cover for £100 worth of unauthorised calls if their phone is stolen, a 48 hour replacement guarantee once a claim is agreed and a free data backup service that allows for safe storage of contacts.

Loss protection can be added for an additional £1 per month.

 

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What Is SR22 Insurance?

Auto insurance can be difficult to obtain after losing your license due to a revocation or suspension. For this reason, SR22 Insurance, also known as DUI insurance, was established. It allows motor vehicle operators with a newly reinstated license to secure the necessary insurance to provide financial protection when driving.

Drivers with suspended or revoked licenses can lose their driving privileges for the number of reasons. The loss of a license can result from an auto accident. It can be due to speeding violations or the result of a driving-under-the-influence conviction.

Auto insurance is a mandatory requirement for obtaining and maintaining the ability to legally operate a vehicle. When an individual has had his or her license revoked or suspended as a result of one of the aforementioned offenses, it can be nearly impossible for them to regain auto insurance after the suspension has been lifted. DUI insurance allows drivers to maintain the minimum mandatory auto insurance coverage that allows them to legally operate a vehicle again.

Each state has its own requirements for minimum mandatory insurance coverage. The amount of coverage and provisions of that coverage are determined solely by state laws and regulations. This means that DUI insurance can vary from state to state. If the driver owns a car or simply operates a vehicle owned by another individual, regardless of what state the individual is driving in, he or she absolutely must have SR22 coverage within that particular state in order to be within the legal guidelines of the state.

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Petplan, the pet insurance provider and equine insurer, is to attend a number of events this summer to motivate pet owners to keep their pets’ healthy.

Promoting the theme Healthy Pets, Happy You’, the Petplan team will have a stand at the CLA Game Fair at Ragley Hall in Warwickshire from July 23-25, and the Blenheim Palace International Horse Trials from 9 to 12 September.

At the stand, dog owners can get a free health check for their dog from a qualified veterinary nurse and Petplan has joined forces with pet food nutrition experts, Hill’s, to provide dogs owners with healthy dog snacks .

Also, Petplan has produced a Healthy Pets Guide’ to give out at the events, which includes essential health care tips to help keep pets and horses healthy. In addition to the guide, Petplan will be offering pet owners the opportunity to trial four weeks free cover and there will be a special offer at the stand for anyone that signs up to an equine policy .

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