Watch How You Answer Travel Questions on Life Insurance Applications

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by Brandon Nguyen April 07, 2012 in Insurance Quotes

Have you ever regretted something that you have done in the past?  Maybe you are contemplating doing something and in that moment and you realize there might be a negative effect as a result.  Now, did you ever think that you could be penalized for something you think you may do at some point in time?

Yes, it’s true. Some life insurance companies actually decline your application for life insurance based on the fact that you answered their question about future potential travel in a way they deem to be a risk. Insurance companies have been doing risk assessment for years this is just one aspect of assessing the risk you pose.

The International Travel Question

Depending on whom you are and what you do for work this question, asked on your life insurance application, might prove to be the reason you are denied coverage. In the case of work, perhaps you are in local, state or even federal government. If

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Fla. dozen accused of operating $22.5M health care fraud scheme

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by Nicholas Rogers April 02, 2012 in Home Insurance Topics

Two indictments charge a dozen people in Florida with operating a health care scheme defrauding car insurance companies of about $22.5 million.

Xtreme Care Rehabilitation Center Inc. and C & A Family Rehab Center Inc. were operating in Cape Coral, Fla., as unlicensed health care clinics since 2009, according to the U.S. Attorneys Office of the Middle District of Florida.

The defendants avoided state licensing requirements because the clinics were purportedly owned exclusively by licensed health care practitioners, including chiropractor Dr. Stephen M. Lovell, one of the defendants. The clinics were actually owned by other defendants, including Francisco Huici Fernandez, Ernesto Diaz and Abel de Jesus Perez, prosecutors say.

The defendants allegedly recruited individuals to be involved in staged accidents and received injuries.

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AFL-CIO held a Congress about Unemployment Insurance

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by Danielle Bailey March 31, 2012 in Insurance News

Yesterday, in an email blast sent, AFL-CIO has held a congress that task to an end-to-hose unemployment insurance as part of a public relations push for the extension of benefits through 2012. However, Congress has to act now to help with the cost of living nearly 2 million workers who will lose their jobs on December 31, as extended unemployment insurance benefits end. 40,500 people in Tennessee will lose unemployment benefits. During the year 2012 has been estimated that 6 million U.S. workers will struggle to find work because they will lose important benefits. Congress continues to concentrate to keep the tax cuts that have dropped 1% of our economy than to help 99% in expanding unemployment insurance. AFL-CIO has launched a website today.

This website tells of a story of jobless Americans whose only savior is the assistance provided by the government for a job creator as favorite novel Lieutenant Governor Ron Ramsey, Atlas Shrugged, who are too busy hoarding their money in the preparation of the coming apocalypse.

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Exclusions in Property Insurance

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by Brandon Nguyen March 29, 2012 in Insurance Quotes

Keeping your personal property safe is important. Property insurance coverage protects your property against many risks. But have you thought about the exclusions in your property insurance policy?

The article Property Insurance Coverage Exclusions: 5 Basic Exclusions in Your Property Insurance Policy will help you understand what exclusions are in your property insurance.