Have you ever regretted something that you have done in the past? Maybe you are contemplating doing something and in that moment and you realize there might be a negative effect as a result. Now, did you ever think that you could be penalized for something you think you may do at some point in time?
Yes, it’s true. Some life insurance companies actually decline your application for life insurance based on the fact that you answered their question about future potential travel in a way they deem to be a risk. Insurance companies have been doing risk assessment for years this is just one aspect of assessing the risk you pose.
The International Travel Question
Depending on whom you are and what you do for work this question, asked on your life insurance application, might prove to be the reason you are denied coverage. In the case of work, perhaps you are in local, state or even federal government. If




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