Home Insurance Damage Estimate Tools

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by Nicholas Rogers November 11, 2010 in Home Insurance Topics

Home insurance companies have their own ways to estimate the damage, this article will describe how they do it.

A Philadelphia town house was damaged by an explosion in the gas line of the house next door, including damage to the wall shared by the two homes. The insurance adjuster properly recognized the limits of his expertise and brought in an engineer to assess the damage to the wall. The engineer concluded that the top foot and a half of the wall needed to be replaced, but it was otherwise structurally sound.

Public Insurance Adjuster

The homeowner’s public adjuster brought in a better qualified engineer who found that the entire wall had to be replaced and, after a four-hour meeting at the site, persuaded the insurance company’s engineer that that was the correct position. Tha

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Without An Income

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by admin November 10, 2010 in Home Insurance Topics

Unemployment is no fun. There are so many out there looking for work with no success. Many unemployed are getting a temporary check and some are lucky enough to qualify for Food stamp assistance. Though most of these individuals need more, they need full-time employment. Each has his own fight with the system. There are several ways in which to try and secure work. Best start is with the Dept. of Labor where you can place an application along with a resume and are able to get online and search for local and some distant jobs.

Anyone can search and if they find an opening for a job that they have experience they will receive help from one of the employees in the office and they will get them started toward an interview. Another option which is advertised on T.V., radio, and newspapers, is a Job Fair. A Job Fair is a large number of local businesses located in the same area such as a community center. Read more…

Baby buggie price inflation sparks crime wave

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by Danielle Bailey November 09, 2010 in Insurance News

The vogue for increasingly expensive baby buggies has sparked a new crime wave, according to Halifax Home Insurance.

Thefts of baby strollers have almost doubled in the past year, which the lender claims is fuelling a black market worth around £60 million

Sales of buggies costing over £500 having increased by 40% over the past 12 months and Halifax points out high re-sale values make these items a prime target for opportunist thieves.

The research also suggests that criminals are stealing specific models, with the Bugaboo Bee Plus (worth £459), Silver Cross 3D (£250), Quinny Zapp (£150) and the Maclaren Techno XT (£196) among the most sought after models.

Most thefts appear to be taking place from inside the home (22%) or just outside (11%), while car parks, cafés and restaurants are other buggy-theft hotspots.

Meanwhile buggie-price inflation is forcing almost a quarter of parents to buy second-hand, mainly from online auction sites, or from friends and family.

Halifax Home Insurance head of underwriting, David Rochester, comments: “It may seem surprising that thieves would stoop so low, yet it appears the increasing value of baby buggies has caused parents to become a target for thieves.”

He adds: “We recommend all new parents make sure buggies are safely secured when stored in the home, and not left visible in porches or driveways where they can be easily stolen as they are on wheels, enabling a quick getaway.”

Despite the high value of buggies, almost a fifth of parents questioned were unaware whether their pushchairs are covered under their insurance policy if stolen from inside the home, while a fifth didn’t know if they’re covered if the pushchair is stored outside.

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How to Hook Up the Air Supply on a Tractor Trailer

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by Brandon Nguyen November 09, 2010 in Insurance Auto Articles

Instructions

Things You’ll Need:

  • Leather work gloves
  1. 1

    Look for the air line couplers on the tractor and trailer. Two air lines extend from the back of the tractor — one is red and one is blue. Each line has a coupler on the end of it called a glad hand that mates with a corresponding glad hand on the front of the trailer.

  2. 2

    Engage the brakes by pulling out the red brake knob on the dashboard of the tractor. The yellow knob next to it should pop out automatically. If it doesn’t, pull it out manually.

  3. 3

    Check the glad hand seals on the trailer and the tractor. These are rubber grommets seated inside of the glad hands. If any are cracked or missing, they must be replaced immediately.

  4. 4

    Connect the service line — the blue one – to the blue glad hand on the trailer by positioning the faces of the glad hands together and turning them clockwise until the grooves lock.

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