LIUNA would ask a congress to do the responsible thing and extend unemployment insurance

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by Danielle Bailey December 10, 2011 in Insurance News

Today, the Laborers International Union of North America has urged Congress to do extension of federal unemployment insurance at a time when job creation in the construction industry is still stagnant. Terry OSullivan as General President of LIUNA said that today, almost 14 percent of construction workers could not find a job. Now is not the time for cutting off the federal unemployment insurance which has enabled them for keeping a roof over their heads and giving food for their families.

He added that these men and women would like to work, but the new jobs which they need simply havent been there for over four years. Congress has to do the responsible thing and expand unemployment insurance now. Federal unemployment insurance benefits would be end in January. Many of Americas 1.1 million unemployed construction workers would be facing disaster if Congress does not act.

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No Exam Life Insurance – Why You Should Buy No Medical Exam Life Insurance

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by Nicholas Rogers December 07, 2011 in Home Insurance Topics

No exam life insurance can make simple what could otherwise be a tedious exercise. You know you need to buy additional life insurance so you finally decide to take action. You decide on the plan you want and the amount. It would be nice just to answer some questions and get a no exam life insurance policy issued but you are politely told you have to do a medical examination.

The underwriters in the life insurance company are within their rights to request the medical examination because they want to know that they are not insuring someone who is going to die on them the day after they issue the policy. Although most insurance companies issue impaired risk policies they do look for the people who are in good health. There are certain age limits which would qualify a person for no exam life insurance. Insurance companies like most of all to insure young healthy people who are financially stable. In other words they have a job. Middle aged people who are in fairly good health are another favorite group.

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How to Navigate the Health Insurance Industry?

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by admin December 06, 2011 in Home Insurance Topics

If you thought buying life insurance was a tedious job wait till you hunt for health insurance covers. Employer sponsored plans hardly make you aware of one price covers all that companies offer. But as individuals you cannot get a cover without undergoing a medical examination. And if you are out of a job the premiums and deductibles make you completely shy away from even buying a health cover. But it would be foolish to turn the other way. Coverage Offered by Short Term Health Insurance will benefit you in this case. The cost of a short term plan is obviously cheaper than the long term one.

The Features of Short Term medicare Insurance is that they do not give full cover. The coverage is significantly lesser and you must be ok with it. Some insurance companies offer higher covers but that comes by paying higher premiums too. In a volatile and recession ridden economy, this short term plan is the best to go in for especially if you are 60 years or younger as you will save money in this manner. Read more…

The View From the Ground

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by Brandon Nguyen December 02, 2011 in Insurance Quotes

Nationwide catastrophe response team members reflect on the year’s storms.

Over the course of spring and summer 2011, hundreds of Nationwide casualty claims associates volunteered to travel into storm zones to help customers file claims and begin rebuilding their homes, businesses and lives.

“Our hearts continue to go out to those who lost their homes, family members and friends,” says Mike Pollard, regional vice president in the Allied Insurance Lincoln Regional Office. Allied encompasses the independent agencies that are a part of Nationwide.

Here are reflections from some of the Nationwide and Allied staff that served on the summer’s catastrophe response teams.

Courtney Stroud, Field Claims Specialist: The losses were just devastating. Not only had people lost their homes and their belongings, but many also lost family, a friend or an acquaintance. They co

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