Married Couple Automobile Insurance

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by Brandon Nguyen September 10, 2010 in Insurance Auto Articles

If you are married and you have car insurance, you can expect to see some discounts depending on the driving and credit record. The thought behind this theory, most couples probably down to more responsibility and. The potential to drive carelessly has been eliminated.

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If the driving record of one or both drivers is bad, your car insurance rate will be higher than someone that a clean driving record and is single. Whether one or bothhave a poor driving record, you are still accompanied by a high risk for your car insurance.

In most cases, motor vehicle insurance covers all drivers in a household, whether married or not.

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Top 5.1 Things You Don’t Know About the Electric Car (But Should)

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by Brandon Nguyen September 09, 2010 in Insurance Auto Articles

With the Nissan LEAF making its market debut this year, the Ford Focus EV due out in late 2011, and BMW working on a small electric car that could launch in 2012, it seems that the era of the electric vehicle (EV) is finally upon us.

But with so much hype and hoopla circulating, many of us could barely fill a thimble with what we actually know about EVs. With that in mind, we compiled this list. It’s by no means a comprehensive overview, just the top 5.1 most important things to know about the long-awaited and highly-touted electric car.

1. How the heck it works In a (layman’s) nutshell…Rechargeable batteries provide electricity to a controller, which powers a motor, which, in turn, spins the wheels. Yup, that’s it. Instead of filling up with gas, batteries are “filled up” with electricity. Recharging can be done by plugging into a normal 120- or 240-volt electrical outlet and takes anywhere from 4–10 hours.

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Arc secures Aviva legal assistance contract

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by Danielle Bailey September 09, 2010 in Insurance News

Arc Legal Assistance has been appointed by Aviva to provide household and travel legal expenses to a significant proportion of the insurance giant’s personal lines customers.

According to Arc, the deal represents one of the largest contracts of its kind in the UK market, as Aviva currently insures one in five households. <

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Online car insurer exposes misconceptions

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by Tiffany Parker September 06, 2010 in Insurance News

There are several ploys that car insurance claimants try in order to get more money from their insurers, however swiftcover.com has pointed out how such organisations are usually one step ahead.

Some of the things that people have been known to do are to get other parts repaired or replaced that were not actually affected by an accident either by lying on the insurance form, or by asking the garage to do it “as a favour”.

Swiftcover.com points out that engineers will be putting themselves in a position of losing out on “lucrative” contracts if they agree to do unnecessary work and charge it to an insurance company . The firm said: “Passing off old damage as part of the accident is fraud and insurers carry out audits to make sure that garages are playing fair.”

Recently, swiftcover.com celebrated it’s fifth birthday and a representative from the organisation commented the team is looking forward to tackling the next half a decade.