You want to extend any benefit that you get in life to your children, and a travel insurance plan during a trip is no exception. With many plans such as the Travel Plus cover from Travelex, when you purchase a travel insurance plan for an adult, one child under 16 years is automatically covered, at no additional cost.
When Mary went to South Africa on a business trip in January, she was joined by her husband and their two children after her work, making it a brief family holiday. The best part was that the children had free travel health insurance, since she had cover from the Travel Plus plan. The children were thrilled with the warm weather and had a great time at the safari and camping trips, which were all crammed into one week.
Unfortunately, the change in the weather and the stress of doing everything within a week took its toll and all the children had to be hospitalized for a day for illnesses ranging from dehydration to sun burn.
The trip was also extended due to this and Mary had to cancel the flight back and book another a few days later. The Travel Plus insurance plan that she had taken to cover her and her husband, covered all these expenses and she did not have to compromise at all in the budget for the holiday.
Travel tip: Remember to check coverage for children no matter what plan you end up buying. Also check that children receive the same coverage as the adults on the plan.
05 Jul
Posted by Brandon Nguyen as Insurance Auto Articles
Trying to discover tricks to cut costs means getting affordable New York Auto Insurance quotes if possible. If you are just starting to look or are about ready to receive a renewal bill, it is a good time to find out what you can have for New York car insurance quotes. You will find seven great approaches to get inexpensive insurance quotes starting now.
Be certain that you take some time to shop for numerous quotes. You can begin by checking online for New York auto insurance quotes. It is a fast and easy way to have a variety of quotes at one time from a range of different firms. You need at least 3-5 quotes to be certain that you get adequate quotes to make a sound decision. Many different companies can offer different options to meet your needs.
Do not decide on a really low deductible. Get a NY auto insurance quote with as high a deductible as you can. Your deductible is one of the biggest factors of your insurance premiums. Consequently should you have the funds go $500 or higher.. You will get huge savings from that.
Think again about your coverage on an old automobile. Collision and/or Comprehensive is a huge component of your insurance rate. Look into lowering that when you get a NY auto insurance quote if your automobile has been around awhile. A rule of thumb is to look into dropping it if the cost for comprehensive/collision X 10 is over the value of your automobile.
Combining policies with a single insurer is often a outstanding way to get savings. When you are interested in a new NY car insurance quote, see about having your renter or house insurance with the same corporation.
05 Jul
Posted by Danielle Bailey as Insurance News
Fortis Insurance and American Express have announced a five-year strategic partnership to provide motor and household insurance products to American Express customer in the UK.
For Fortis, the agreement follows on from a number of significant new affinity deals during 2009 and will further complement its multi-channel distribution strategy.
The insurer’s UK managing director, Andy Watson, says: “The strength of the American Express brand reinforces our capability in the motor and household insurance markets.”
American Express Insurance Services Europe, chief executive, Chris Rolland, adds: “Fortis showed us they understood the profile and needs of our card members and have tailored the right product and service proposition.”
Firework safety – Every year, there are thousands of injuries and an estimated 30,000 fires caused by fireworks. According to the National Fire Protection Association, in 2008 there were 7,000 injuries and 7 deaths, with 70% of the injuries occurring between June 20 and July 20. Even devices that many might consider safe can pose risks. For example, the tip of a sparkler burns at a temperature of about 2,000°F – hot enough to cause third degree burns. The US Fire Administration offers advice on firework safety. And remember – many states ban all or some fireworks: Use this clickable map to check state firework laws.
Traveling safety – if you will be spending the holiday away from home, you may want to be careful with what you share on social networks like Twitter and Facebook. Unless your networks are private and you are careful about not linking to personal information, announcing your plans to be away might inadvertently tip off a would-be burglar that your home will be vacant. See our prior post: Please rob me: when social networking turns risky. Of course, not all crooks use technology to target empty homes, some just use old-school powers of observation. Before you go away, it’s good to take precautions to protect your home when traveling. And here are some tips for preventing identity theft while you travel.
Driving Safety – The Fourth of July weekend is one of the deadliest times of the year to drive. The National Highway Traffic Safety Administration (NHTSA) has been tracking car crash statistics for 25 years, and the Fourth of July often tops the lost for fatal car accidents. An