Posts Tagged With 'Building Insurance'

The Impact of Children on Home Insurance Claims

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by admin August 05, 2011 in Home Insurance Topics

It’s that time of year again: the sun is shining (intermittently), the temperature is rising (and promptly falling again) and there is the shriek of happy (or cranky) children everywhere you go. Yes, it can only mean one thing: it’s the summer holidays. While your thoughts might immediately go to how you can keep the little ones occupied over the long break, something that might not be immediately obvious is the potential impact this could have your chances of making a home insurance claim.

Research has shown that claims on home insurance, which is made up of building insurance and contents insurance, tend to go up over the summer period. In fact, compared with the rest of the year, it is thought that home insurance claims are 10% more likely over the summer.

Claims peak over the August bank holiday weekend and, as you might have already guessed, most of the damage detailed in the claims is caused by either children or animals. A c Read more…

Buy to Let Building Insurance: Specialist Landlords Insurance

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by Nicholas Rogers January 20, 2011 in Home Insurance Topics

A guide to getting specialist buy to let building insurance, why it is important to get specialist landlord insurance.

If considering investment in a buy to let property, then it is essential to check that one has the appropriate level of home and buildings insurance to cover the commercial usage of the property. One solution may be to take out a specialist landlords insurance policy or buy to let buildings insurance.

Why take out Landlord Insurance or Buy to Let Buildings Insurance?

When investing in a buy to let property, then an individual is essentially using the building as a commercial operation, as opposed to using the property for home dwelling purposes. Read more…